Bank check wallet



Dec. 15, 1964 J. sLovEs 3,161,216

BANK CHECK WALLET Filed Feb. 25, 196s INVENTOR.

(A Jcos SLon/ES United States Patent O elianical Binding Company, inc.,New York, NX., aI

corporation of New York Filed Feb. 25, 1963, Ser. No. 26%,395 1 Clai.(Cl. 156-28) This invention relates generally to pocket wallets, andmore particularly to a Wallet adapted to accommodate both banknotes andbank checks.

With the expansion of the economy and the rise in modern commercialpractices, individuals of even the most modest income transact much oftheir business by check. Usually small depositors make use of specialchecking accounts which differ from ordinary commercial accounts in thatno minimum balance is required and checks may be drawn to the fullextent of the funds therein. Such accounts are heavily used, for by thismeans the depositor can pay bills by mail and meet his obligations asthey arise without having cash on hand.

Special checks are somewhat smaller and more convenient to handle thanregular checks, and are furnished to the depositor in the form ofcompact pads containing record slips collated with perforated checks.These pads are provided with rear tabs to facilitate insertion thereofwithin leather folders, also supplied to the depositor by the bank.

Thus the depositor usually carries in his pockets the conventionalwallet in which he stores paper currency, as well as a folder forspecial checks. Since the pockets or purse of the depositor are furtherburdened with keys and assorted other items, the separation of paperbanknotes from bank checks is an inconvenience, for it requires not onlyadditional space, but also at times makes it necessary to search for oneor the other.

Accordingly, it is the main object of this invention to provide a walletadapted to accommodate both banknotes and bank checks in a convenientand secure arrangement.

More specifically, it is an object of the invention to provide a walletof the above type wherein the checks and the banknotes lie one behindthe other, and are folded into a compact arrangement whereby either acheck or note is readily available without fumbling.

Also an object of the invention is to provide a wallet of the above typewhich is of inexpensive and attractive design. A feature of theinvention is that the wallet lends itself to large-scale distribution bybanks as a gift or premium. Since banks deal both with paper currencyand checks, the wallet may be imprinted with both the name of the bankand that of the depositor, thereby serving as institutional advertisingfor the bank and as a welcome gift to the depositor.

Briefly stated, these objects are accomplished in a wallet structuremade up of an outer folder having a pocket installed therein, the pocketbeing constituted by an inner panel secured at either end and at itslower edge to the interior surface of the folder to dene therewith acompartment for receiving banknotes, and an outer panel secured to theinner panel at its upper and lower edges and at one end `to dene alongitudinally-extending pocket open at the other end to receive the tabof a check pad insert. Thus the pocket for accommodating the tab of thecheck pad acts as an inner folder for the check pad, and in conjunctionwith the outer folder, as a compartment for banknotes.

For a better understanding of the invention, as well as other objectsand further features thereof, reference is made to the followingdetailed description to be read in conjunction with the accompanyingdrawing, wherein like components in the several views of the wallet areidentified by like reference numerals.

ln the drawings:

FG. 1 is a perspective View of a wallet for both banknotes and checks inaccordance with the invention, the wallet being shown in its closed orlocked condition;

FIG. 2 shows the inside of the wallet, when open, with a pad of checksinserted therein, as well as banknotes;

FIG. 3 is the same as FIG. 2, except that the check pad is removed andthe wallet cut transversely to reveal the internal structure thereof;

FIG. 4 is a longitudinal section taken along the plane indicated by line4 4 in FIG. 3; and

FlG. 5 is a transverse section taken along the plane indicated by line 55 in FIG. 3.

Referring now to the drawing, the wallet in accordance with theinvention is adapted to accommodate a pad 1t) of special-account checks,and paper currency or banknotes 11. Pad 10 is of conventional design,and includes removable checks and record slips bound together at one endby wire staples, the bound end 10a being protectively covered by afabric strip. Also stapled into the back of the pad is a tab 12 formedof cardboard or tag paper, the tab being intended to hold the pad withinthe wallet.

The wallet, generally designated by numeral 13, is entirely formed offlexible vinyl or other forms of thermoplastic simulated leather orother plastic, which may be sealed and molded by dielectric heating orsimilar means. The wallet comprises an outer folder 14 constituted byleaves 14a and 14h and a flap extension 14C. Within the folder there isformed a longitudinally-extending pocket for receiving the tab 12 of thecheck pad.

The pocket is constituted by a iirst panel 15 of plastic material of thesame length as the folder, and a second and shorter panel 16 of the samematerial. The lower edges of the folder 14 and of the first and secondpanels 15 and 15, as well as the right ends thereof, are sealedtogether. The upper edge of panel 16 is sealed to the upper edge ofpanel 15, these edges being cut back at 17 to form an entrance for thebanknotes 11 which are inserted inthe compartment 18 formed between thefolder and panel 15.

The left end of panel 16 is unsealed to provide an opening 19 into thepocket for receiving the tab 12. The portion of panel 15 extending tothe left beyond the pocket opening 19 is sealed to the inner surface ofthe folder 14 and is indented transversely to provide a recess 20 forreceiving the bound end 10a of the pad. Complementary parts 21a and 21hof a snap button are mounted on flap 14e, and the leaf 14a of thefolder, to lock the wallet when closed.

Thus the check pad 10 whose tab 12 is inserted into the pocket, overliesthe paper currency 11 which is held in the compartment 1S, and the twofolded neatly together when the wallet is closed to provide a convenientmeans for storing both banknotes and bank checks in the same wallet.

While there has been shown a preferred form of Wallet in accordance withthe invention, it will be appreciated that many changes andmodifications may be made therein without, however, departing from theessential spirit of the invention as defined in the annexed claim.

What is claimed is:

A foldable wallet'for paper currency in combinationwith a foldable checkpad having a rear insertion tab, said wallet comprising an outer folderand an inner folder installed therein, said foldable pad being receivedwithin said inner folder, said inner folder being constituted by aninner panel of the same length as said outer folder and sealed theretoat the lower edge and at either end to dne therewith a ernpartrnent forreceiving paper cur- Yreney, and an outer panel of shorter length sealedto the inner panel at both edgesand at one end to 'define a pocketopening Afor receiving the tab of said pad which isacmrndated'-Within-theinnei' rfderg-szli'd Ote'r fol'd'r and said innerpanel forming a ap extensic'mV at the end of said Walletl adjacent saidpocket pening, which ap is foldable over the' other end of said walletto lock same whereby thel folded pad and paper currency are both heldVtherein.

References Cited bythe Examiner UNITED STATES PATENTS 2,139,889y 12/38Ferguson `28119 2,188,571 '1/40 Heinze/Iman 281-19 2,758,624 8/56 Krauseetdal. V150-38 2,955,633

10/60 Seitz 150-28 FRANKLIN TQ'GARRETT, Primary Examiner. y y

